For Professional Advisors
The Right Solution for You and Your Clients

Encore Funding buys, pools and “securitizes” lottery, casino jackpot, and contest prizes that are paid over time.  Drawing on committed lines of credit, Encore provides upfront, lump sum, cash payments in exchange for the customer's rights to receive future payments scheduled to be paid out over a course of years.

Our Own Money: Encore is no mere “broker.” The Company uses its own money to buy cash flows. By cutting out the “middleman”, we give customers faster decisions, better service, and more upfront dollars. And with large committed lines of credit, Encore can handle the biggest deals.

World Class Skills and Professional Credentials: Encore is run by “hands-on” owner-managers with world class professional credentials. More importantly, the Company employs top notch staffers with years of specialized industry knowledge and experience. Product knowledge and expertise is essential in our business because each and every lottery assignment must be presented to and approved by a court and each such transaction must be structured to comply with the varied and ever-changing requirements of applicable state and federal laws. Encore's commitment to recruit and retain the very best people speeds the funding process and assures a high rate of success in obtaining court approval.

Proven Track Record: Encore's team has purchased, pooled, and securitized over a billion dollars in lottery prizes and other similar cash flows, working with some of the worlds largest and most sophisticated banks, insurance companies, rating agencies, and credit enhancers.

Here Today, Here Tomorrow: Encore often acts as principal in its transactions, buying long-term cash flows for long-term returns. We don't merely flip deals to make a quick buck. We will be around for the long run, providing responsive service and value to our customers and building mutually profitable relationships with our vendors, local professionals, and strategic partners.

The “By the Rules” Player: The people at Encore took the lead in pressing for enactment of strong consumer protection rules and restrictions governing our business of factoring lottery prize cash flows. Now, Encore is committed to abiding by those rules in every aspect of our business. Our reputation for “playing by the rules” is our most valuable asset. We do what we say we will do, at the price and on the terms quoted. We treat our customers (and each other) with respect, and endeavor to conduct our business with integrity in every way.